Get The Government Out Of Your Pocket !

Complimentary Dinner & Workshop

Discover How To Maximize Your Future…

 

WHEN:           January 24th

WHERE:         University Grill

TIME:             Doors Open @ 6:30 PM

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Discover How To Save Thousands In Taxes On Your Retirement Income!

You can’t get to your destination if you don’t have a map. That’s true generally, but it also works as a metaphor for your financial life. Speaking with a financail advisor may get you the answers you have been seeking.

 

Complimentary Dinner Will Be Provided!

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Wealth Management

Financial Planning

Retirement Income

Insurance Strategies

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Preparing, Planning & Confidence For Years To Come…

Isn't That What You Deserve From Your Financial Advisor? Ask yourself these questions.

  • Will I have enough when I retire?
  • Does my current plan cover all my future needs?
  • Do I have the best options in place for future situations?
  • Does my current plan get the attention that it deserves?
  • Have I discovered all my options to take care of my family and loved one's when future changes?
financial advisor for seniors

Help Yourself Protect & Grow Your Money With  A Comprehensive Plan Today!

Comprehensive Financial Planning Services:

Establish a plan to pursue your goals through comprehensive financial advice. We can design a plan and provide written recommendations to help you reach your unique goals.

Comprehensive Financial Advice:

Can include cash flow and budgets, major purchase goals, retirement savings, protection needs, estate and multigenerational planning, tax planning strategies, executive benefits and compensation and small business planning.

In general usage, a financial plan is a comprehensive evaluation of an individual's current pay and future financial state by using current known variables to assist in planning for the future, asset values and withdrawal plans.

Brokerage Services:
  • Common Stock: A common stock is a type of security that represents ownership of equity in a company. There are other terms – such as common share, ordinary share, or voting share – that are equivalent to common stock.
  • Preferred Stock: Preference shares, more commonly referred to as preferred stock, are shares of a company's stock with dividends that are paid out to shareholders before common stock dividends are issued. If the company enters bankruptcy, preferred stockholders are entitled to be paid from company assets before common stockholders.
  • ETF’s: An exchange traded fund (ETF) is a basket of securities that trade on an exchange, just like a stock. ETF share prices fluctuate all day as the ETF is bought and sold; this is different from mutual funds that only trade once a day after the market closes.
  • Bonds: A bond is a fixed income instrument that represents a loan made by an investor to a borrower (typically corporate or governmental). A bond could be thought of as an I.O.U. between the lender and borrower that includes the details of the loan and its payments.
  • Mutual Funds: A mutual fund is a company that brings together money from many people and invests it in stocks, bonds, or other assets. The combined holdings of stocks, bonds, or other assets the fund owns are known as its portfolio. Each investor in the fund owns shares, which represent a part of these holdings.
  • REIT’s: A real estate investment trust is a company that owns, and in most cases operates, income-producing real estate. REITs own many types of commercial real estate, ranging from office and apartment buildings to warehouses, hospitals, shopping centers, hotels, and commercial forests.
  • IRA’s – IRA Rollovers: An individual retirement account (IRA) is a tax-advantaged account that individuals use to save and invest for retirement.
Annuities:
  • Variable Annuities: A variable annuity is a type of annuity contract, the value of which can vary based on the performance of an underlying portfolio of separate accounts.
  • Fixed Annuities: A fixed annuity is a type of insurance contract that promises to pay the buyer a specific, guaranteed interest rate on their contributions to the account. Fixed annuities are often used in retirement planning.
  • Indexed Annuities: An indexed annuity is a type of annuity contract that pays an interest rate based on the performance of a specified market index, such as the S&P 500. … Indexed annuities are sometimes referred to as equity-indexed or fixed-indexed annuities.
Life Insurance:
  • Term Life: Term life insurance, also known as pure life insurance, is a type of life insurance that guarantees payment of a stated death benefit if the covered person dies during a specified term.
  • Whole Life: Whole life insurance is sometimes called “straight life” or “ordinary life,” is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date.
  • Universal Life: Universal life insurance is a type of cash value life insurance. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.
  • Variable Universal Life Insurance: Variable Universal life insurance is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, like mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.
Health and Protective Services:
  • Personal Disability Insurance: As its name suggests, disability insurance is a type of insurance product that provides income in the event that a policyholder is prevented from working and earning an income due to a disability.
  • Medicare Supplemental Insurance: Medicare Supplement Insurance is a type of health insurance policy sold by private insurance companies to complement Medicare policies. Better known as Medigap, this type of insurance covers the cost of healthcare services that lie outside the scope of Medicare Parts A and B insurance plans. It extends to the gaps not covered by Original Medicare, including copays, coinsurance, and deductibles.
  • Long Term Care Insurance: Long-term care (LTC) insurance is coverage that provides nursing-home care, home-health care, and personal or adult daycare for individuals aged 65 or older or with a chronic or disabling condition that needs constant supervision.

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About Peter Casciotta

Series 7, Series 65, and Series 63 with FINRA

Peter Casciotta prides himself on his connection to his clients. Where numbers are cold, he enjoys a warm relationship with the people he serves, because they know he has their best interests at heart. He looks at every client’s needs, risks, and objectives, and gives them a straightforward and honest recommendation. His philosophy has earned him many referrals and a dedicated following in the community.

Mr. Casciotta follows sound financial planning processes that address the key areas of your financial life while taking into account your future desired lifestyle. Prior to his career as a financial professional, he raised capital to fund the establishment of Projectavision Inc., a hi-tech corporation responsible for the creation of the LCD video projector.

peter casciotta financial advisor

What People Have Said

Peter is an amazing Financial Advisor. His experience in the industry for over 20 years makes for a very wise advisor. He has experience and a financial background in everything you can think of and many things I never even knew were available. I learn something new each team we speak. I have found Peter and his team to be very smart but humble people, who do what’s right for me and not push stuff I don’t need.

Ricky House

via Google Reviews

My husband and I owned an Air Conditioning Co. We had a will that was 25 years old. So much had changed. Asset Management (Peter) was essential in helping us with our financial plan, including making a new will and a trust that would protect us and our company. Peter was also instrumental in advising us on investments and a life insurance policy for my husband, My husband has since passed away and without Peter and Asset Management, I would have been lost. I would recommend Peter to friends because I trust him, he takes the time thoroughly understand my concerns and financial goals, and he is knowledgeable and know what is best for your individual situation.I am very happy with the investments Peter has made on my behalf, including a long-term care policy for myself. I feel he has helped to make mine and my family's future secure.

Bonnie Fury

via Google Reviews

Met with Peter immediately felt confident in my decision to use the services his company delivers. Knowledgeable and patient in his explanations with my future investments. As a first time investor I highly recommend his services.

Laurie Bitterli

via Google Reviews